20 Lagoon Drive WToms River, NJ 08753Price: $819,000

Experience the best of waterfront living in Silver Bay. This beautifully updated lagoon-front home, offering private water access, dual west-facing decks, and breathtaking sunset views. Designed with both relaxation and entertaining in mind, this move-in-ready retreat captures the coastal lifestyle today's buyers are looking for. Boating enthusiasts will appreciate the updated dock and bulkhead, with approximately 1,200 feet to open bay access for quick and convenient trips on the water. Over the past six years, the home has been thoughtfully improved throughout. Recent upgrades include a newer roof, renovated bathrooms, resurfaced flooring, custom trim work, built-in dining cabinetry, updated lighting, and modern hardware and finishes that create a warm, cohesive interior. The kitchen is equipped with newer appliances and a reverse osmosis water filtration system for added convenience. Exterior enhancements further elevate the property, including pavers, professional landscaping, and a removable life-saver vinyl pool fence along the bulkhead that adds safety, functionality, and peace of mind while preserving the home's clean waterfront aesthetic. The home has also been elevated, helping to reduce flood risk and potentially lower flood insurance costs -- an important benefit that adds long-term peace of mind and value. A standout feature of the property is the oversized two-story garage, offering exceptional flexibility for car enthusiasts, a workshop, storage, or potential future living space such as additional bedrooms, a recreation area, or bonus rooms (subject to approvals). Indoor and outdoor living blend seamlessly with expansive upper and lower lagoon-front decks, outdoor speaker hookups, and unobstructed west-facing sunset views that create the perfect setting for entertaining or unwinding at the end of the day. Optional memberships to two nearby beach clubs, located just a few blocks away, further enhance the lifestyle appeal of this exceptional location. This is a rare opportunity to own a turnkey waterfront home that combines thoughtful upgrades, versatile living space, boating access, and exceptional coastal lifestyle value in Silver Bay.